185 MILL ST Angus
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- Listed Since: October 24th 2019
Detached Raised Bungalow W/2 X 2 Bdrm Self Contained Units W/Separate Entrance. Perfect For A Home Based Business W/An Income From The Basement Apartment Or Use It For The Extended Family. Attached Garage Converted Into Reception Area, 2 Offices And Storage. Spacious Main Floor With Livrm W/Gas Fireplace, Kitchen, Dining Area, Sunrm, 2 Bdrm 1.5 Bath & Laundry. Partially Finished Basement W/Eat-In Kitchen, Livrm W/Gas Fireplace, 2 Bdrm, 3 Pce Bath & Laundry**** EXTRAS **** Separate Entrance. Tons Of Parking. Extras:C/Air, 2 Gas Fireplace. Roof Re-Shingled In 2018, New Furnace In 2018, Attic Insulation Top Up In 2019, Basement Windows In 2018. Almost 1200 Sqft Triple Detached Garage W/Workshop W/Hydro & Gas. (id:23309)
- Address: 185 MILL ST
- Location: ESSA
- Ownership: FREEHOLD
- MLS: N4616876
|Master bedroom||Basement||4.8 m x 4 m|
|Kitchen||Basement||4.58 m x 4.24 m|
|Living room||Basement||4.6 m x 4.58 m|
|Office||Main level||4 m x 1.92 m|
|Office||Main level||4.14 m x 2.57 m|
|Sitting room||Main level||4.09 m x 3.39 m|
|Kitchen||Second level||3.52 m x 3.07 m|
|Dining room||Second level||3.5 m x 3.08 m|
|Master bedroom||Second level||5.22 m x 4.1 m|
|Bedroom 2||Second level||3.5 m x 3.3 m|
|Sunroom||Second level||2 m x 2 m|
|Living room||Second level||4.6 m x 4.58 m|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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