454 SMITH ST Arthur
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- Listed Since: November 14th 2019
Beautifully Appointed Family Home On A Huge Lot, Tons Of Parking, Lots Of Room For Extended Family! Open Concept Main Floor With Trendy Grey Kitchen With Solid Surface Countertops, Walk-Out To Deck, 3 Nice Sized Bedrooms And 2 Well Appointed Bathrooms. Easy Access To Great Schools, Shopping And The Local Library!**** EXTRAS **** Fully Finished Basement With Kitchen, Bedrm And 3Pc. Washroom - Ready For The In Laws To Move In! - Garage Access. Home Shows 10+ No Neighbors Behind!2 Fridges, 2 Stoves, 2 Dishwshers Incld + Washer & Dryer. See Attached List Of Exclusions (id:23309)
- Address: 454 SMITH ST
- Location: WELLINGTON NORTH
- Ownership: FREEHOLD
- MLS: X4633743
|Recreational, Games room||Basement||11.88 m x 4.41 m|
|Bedroom 4||Basement||4.45 m x 4.14 m|
|Bedroom 3||Main level||3.35 m x 2.83 m|
|Bedroom 2||Main level||4.41 m x 3.65 m|
|Master bedroom||Main level||4.41 m x 3.65 m|
|Dining room||Main level||4.41 m x 3.35 m|
|Kitchen||Main level||3.5 m x 3.2 m|
|Living room||Main level||4.87 m x 4.41 m|
Monthly Mortgage Payments
Thinking about buying 454 SMITH ST -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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