34 St Andrew Street, Ayr
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- Listed Since: August 10th 2019
OPEN HOUSE TOMORROW, THIS SUNDAY AUGUST 11 from 2-4. Possibly the most meticulously maintained Family Home I have ever had the pleasure to sell. Situated on a quiet street in the heart of mature Ayr and all that this quaint, thriving, smaller community has to offer including newer schools, Brand new Community Rec Centre, Health Centre with local Family Doctors and a Library. This pristine, larger than it looks, two bedroom bungalow situated on a massive lot, offers open style luxurious, maintenance free living. Sliding doors from the living room lead to your very own outdoor oasis including covered back deck overlooking the most private of backyards, nature is abound in this peaceful serene setting. The newer, spotless detached 24' x 32' heated garage with 10' ceilings and double wide door with opener features plumbing and all the electrical power you need, it's perfect for the car enthusiast or hobbyists. See you at the open house this Sunday from 2-4. (id:23309)
- Address: 34 ST ANDREW STREET
- Location: AYR
- Ownership: FREEHOLD
- MLS: 30757655
|Utility room||Basement||27' 7'' x 11' 2''|
|2pc Bathroom||Basement||8' 0'' x 4' 9''|
|Storage||Basement||8' 0'' x 5' 6''|
|Recreation room||Basement||19' 2'' x 10' 8''|
|Mud room||Ground level||8' 4'' x 7' 2''|
|4pc Bathroom||Ground level||12' 4'' x 8' 11''|
|Master bedroom||Ground level||12' 4'' x 11' 7''|
|Bedroom||Ground level||11' 8'' x 11' 7''|
|Dining room||Ground level||12' 11'' x 9' 1''|
|Living room||Ground level||16' 8'' x 14' 7''|
|Kitchen||Ground level||12' 6'' x 9' 8''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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