12 CHARLES STREET, Bayfield
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- Listed Since: December 6th 2018
Old Bayfield Charmer! Beautiful 3 bdrm home sprawled across a large, tranquil lot with mature trees near historic Main Street. Open concept design with abundance of natural lighting. Hardwood & ceramic flooring thru-out. Living-Dining combo with fireplace.(2) spacious bedrooms plus den that could double as the 3rd bdrm. (2) baths(jetted tub). Appliances included. Finished area in lower level that can be utilized for a family room or bedroom. Sauna. Sunroom-breezeway leads to single garage. Front veranda plus rear deck for relaxing. Paved drive. Excellent location! (id:23309)
- Address: 12 CHARLES STREET
- Location: BAYFIELD
- Ownership: FREEHOLD
- MLS: 166788
|Laundry room||Basement||8' 6'' x 9' 6''|
|Utility room||Basement||14' '' x 13' ''|
|Office||Basement||8' 2'' x 13' ''|
|Recreation room||Basement||18' 4'' x 14' ''|
|2pc Bathroom||Ground level||4' '' x 4' ''|
|4pc Bathroom||Ground level||7' '' x 7' ''|
|Bedroom||Ground level||10' 6'' x 12' 6''|
|Living room||Ground level||11' 1'' x 19' 6''|
|Master bedroom||Ground level||11' 1'' x 14' ''|
|Sunroom||Ground level||10' 6'' x 9' ''|
|Kitchen||Ground level||8' 7'' x 18' ''|
|Dining room||Ground level||8' 7'' x 12' 6''|
|Foyer||Ground level||4' '' x 7' ''|
|Den||Ground level||8' 5'' x 12' 7''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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