12 JANE STREET, Bayfield
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- Listed Since: May 13th 2018
Lovely 3+2 bdrm brick home(1979) nestled on a corner lot on Bayfields west side close to beach & downtown. Large eat-in kitchen plus formal dining room w/patio doors to rear yard. Spacious living room. (3) bdrms on main level.(2) baths + ensuite.Full-finished lower level w/family room(gas f/p), (2) bdrms, office, laundry.Natural gas heat. C/air. Tranquil setting w/mature trees. Double garage w/entrance to basement. Paved drive. Above-ground pool w/decking.Abundance of room inside/out. Solid, well-maintained home. Original owners. (id:23309)
- Address: 12 JANE STREET
- Location: BAYFIELD
- Ownership: FREEHOLD
- MLS: 125567
|Laundry room||Basement||16' '' x 10' ''|
|Bedroom||Basement||13' 6'' x 12' 6''|
|Bedroom||Basement||13' 6'' x 12' 8''|
|Family room||Basement||15' '' x 32' ''|
|Office||Basement||10' 10'' x 6' 2''|
|Utility room||Basement||10' 10'' x 6' ''|
|Dining room||Ground level||14' 3'' x 14' ''|
|Living room||Ground level||18' 6'' x 12' ''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||6' '' x 20' ''|
|Bedroom||Ground level||11' '' x 12' ''|
|Bedroom||Ground level||10' 10'' x 15' 4''|
|Master bedroom||Ground level||14' 8'' x 11' ''|
|4pc Ensuite bath||Ground level|
|Kitchen||Ground level||10' 7'' x 22' 6''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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