38 Main Street S, Bayfield
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- Listed Since: July 10th 2019
Here is a rare opportunity to get into the Bayfield market without breaking the bank. Situated on an extra wide 82.5' lot, set back from the road, fenced and with ample parking, this is a perfect entry into the village of Bayfield for full-time living or seasonal enjoyment. The home offers 2 bedrooms, 1 full bath, open concept dining, living and kitchen. Some other great features of the property include side deck from kitchen, backyard access from large laundry room, front sunroom, playroom or office and beautiful landscaping with many perennials mature trees and pond. Upgrades include new HE gas furnace (2018), Owned water heater (2017), New Appliances (2018), Fully fenced (2018). (id:23309)
- Address: 38 MAIN STREET S
- Location: BAYFIELD
- Ownership: FREEHOLD
- MLS: 30750199
|4pc Bathroom||Ground level|
|Kitchen||Ground level||18' 0'' x 14' 0''|
|Living room||Ground level||21' 0'' x 18' 0''|
|Office||Ground level||13' 0'' x 6' 0''|
|Laundry room||Ground level||15' 0'' x 14' 0''|
|Bedroom||Second level||20' 0'' x 10' 7''|
|Bedroom||Second level||12' 8'' x 8' 6''|
Monthly Mortgage Payments
Thinking about buying 38 Main Street S -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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