6 BAYFIELD TERRACE, Bayfield
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- Listed Since: May 14th 2019
Quaintness & Location!! Charming 2 bdrm home nestled on a tranquil double lot in Old Bayfield Built in 2010, this home boasts open concept design w/9 ceilings, beautiful great room w/gas fireplace, terrace doors. Lovely kitchen w/island & stainless appliances. Main-floor master bdrm wtih walk-in closet. MF laundry. 2nd floor features guest bdrm, office area, rustic wood floors. Lots of natural light thru-out home. Natural gas heating. Cedar shake exterior. Front & rear covered verandas. Single detached garage plus shed & bunkie. Short walk to beach, marina & historic downtown. Fabulous setting. Provisions for a 3rd bdrm & 2nd bath on second floor. A pleasure to show! (id:23309)
- Address: 6 BAYFIELD TERRACE
- Location: BAYFIELD
- Ownership: FREEHOLD
- MLS: 192665
|Kitchen||Ground level||12' 2'' x 12' 4''|
|Great Room||Ground level||11' 9'' x 22' ''|
|Master bedroom||Ground level||12' '' x 11' 8''|
|Laundry room||Ground level||6' 4'' x 7' 4''|
|4pc Bathroom||Ground level||6' '' x 7' 4''|
|Bedroom||Second level||12' 8'' x 9' ''|
|Office||Second level||4' 6'' x 11' ''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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