200130 SIDEROAD 10 Chatsworth Ontario
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This property has it all! Beautiful and meticulously maintained bungalow nestled on a private 2 acre lot just minutes from town. Step inside and you will find 3 large bedrooms on the main floor PLUS 2 more on the lower level. The main floor has a family room AND living room, gorgeous country kitchen with 2 fridges, laundry room is conveniently located on the main floor. The Master bedroom has a 4 PC ensuite, walk-in closet and patio doors leading out to the deck and pool area. The main floor living/dining room has patio doors that take you out the 11 X 50 composite deck, 16 X 32 in ground pool and hot tub. The lower level is the perfect place for entertaining with a large living/rec room, complete with wet bar, gas fireplace, indoor hot-tub room, two bedrooms, office and 3 PC bath for guests. Not only is there an attached 2 car garage there is also a 30 X 54 shop with 12 X 14 door and 8 X 10 door, shop is heated and even has a covered porch at the back for BBQing.
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Chatsworth -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.