166 CAMPERDOWN Road Clarksburg Ontario
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Rare opportunity to own a 2.8 acre estate residence abutting the 17th & 18th holes of the prestigious Georgian Bay Club (no condo fees). Privacy & tranquility describe this beautiful home perched on a peninsula with stunning views of Georgian Bay to the north & the escarpment to the south & east. Marvel in this nature oasis surrounded by forested deep ravines, beautiful rock gardens, large salt-water pool & over 3,000 square feet of decking & patio space for outdoor entertaining at its finest. Craftsmanship is seen throughout the home offering both grand & intimate spaces with large windows providing 360 degree views of the property. Five bedrooms (with office/fifth bedroom), three baths, Great Room with massive wood-burning fireplace, attached two car garage & detached 2,700 square foot garage/workshop. Embraced by nature & a short drive to recreation amenities completes this one-of-a-kind opportunity for the discriminating buyer.
Clarksburg -- Seller’s Real Estate Market
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Clarksburg -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.