031007 SIDEROAD 5 Clifford
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- Listed Since: February 11th 2020
So pretty, oh so pretty. This fabulous home is in move-in condition, with recent updates this 3 bedroom raised bungalow will make you feel at home the minute you walk in. Its the perfect size for any family. The partially finished basement could easily be completed to double the living space for your kids & teens, with potential to add a 4th bedroom & a large rec room. A separate entrance from the garage would also allow parents or grandparents a separate living space. The open concept main floor features hardwood flooring, 3 good sized bedrooms, main floor laundry & beautiful granite counters with breakfast bar. Located on 1 ½ acres this property has lots of room for outdoor fun & gardening, add a rear deck to sit on & enjoy after a hard days work. An attached double car garage is an added bonus. Great location only 20 minutes to Mount Forest or Hanover & 5 minutes outside of Clifford (id:23309)
- Address: 031007 SIDEROAD 5
- Location: WEST GREY
- Ownership: FREEHOLD
- MLS: 244200
|Living room||Ground level||12' 2'' x 16' 1''|
|Bedroom||Ground level||12' 4'' x 11' 11''|
|Bedroom||Ground level||9' 11'' x 9' 11''|
|Master bedroom||Ground level||14' 4'' x 14' 4''|
|Eat in kitchen||Ground level||20' 1'' x 10' 9''|
|4pc Bathroom||Ground level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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