152 KING Street Clinton
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- Listed Since: April 4th 2020
Are you looking to downsize into a smaller home or are wanting to get into the housing market? This two bedroom bungalow would make a smart purchase as one of Clinton's most affordable homes on the market right now. Bright open concept living/dining area, 3 piece bathroom, large living room with adjacent den or office area, plus oversized master bedroom. Patio doors lead to a covered outdoor sitting area with fully fenced yard and storage shed. Roof approx. 6 yrs old. Updated vinyl windows. Kitchen and Dining area drywalled 2 yrs ago. (id:23309)
- Address: 152 KING STREET
- Location: CLINTON
- Ownership: FREEHOLD
- MLS: 30801355
|3pc Bathroom||Ground level|
|Kitchen/Dining room||Ground level||19' 6'' x 8' 7''|
|Other||Ground level||18' 0'' x 5' 6''|
|Living room||Ground level||11' 10'' x 14' 6''|
|Office||Ground level||10' 11'' x 7' 8''|
|Foyer||Ground level||5' 11'' x 7' 5''|
|Master bedroom||Ground level||12' 1'' x 10' 10''|
|Foyer||Ground level||6' 0'' x 4' 11''|
|Bedroom||Ground level||12' 0'' x 7' 6''|
Monthly Mortgage Payments
Thinking about buying 152 KING Street -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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