187 FIFTH STREET Collingwood
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- Listed Since: May 21st 2020
Click on Multimedia for Property Video Tour! Here's an opportunity to live in a fantastic location! This charming home has undergone numerous updates and still maintains many characteristics of a home built in the 1920's. With just over 1700 sq. ft. of finished living space, the main level features a large living room with gas fireplace and extra space for an office area, modern kitchen with dining area has stainless appliances, off the kitchen is a mudroom with 2 piece bath. Second floor has large master bedroom with plenty of closet space, second floor laundry, 2 more bedrooms and a family bathroom with double sinks, separate tub & shower and heated floors. Fully fenced yard with a large shed. Walk to downtown Collingwood's amenities. Minutes to hiking, skiing, golfing, the waterfront of Georgian Bay and more! (id:23309)
- Address: 187 FIFTH STREET
- Location: COLLINGWOOD
- Ownership: FREEHOLD
- MLS: 260062
|2pc Bathroom||Ground level|
|Mud room||Ground level||9' 9'' x 8' 10''|
|Kitchen/Dining room||Ground level||17' x 12' 8''|
|Living room||Ground level||25' 5'' x 17'|
|5pc Bathroom||Second level|
|Bedroom||Second level||10' 1'' x 8' 1''|
|Bedroom||Second level||13' 2'' x 8' 5''|
|Master bedroom||Second level||13' 11'' x 12' 8''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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