40 WEST STREET Collingwood
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- Listed Since: January 10th 2020
Downtown Chic in Collingwood's emerging east end, custom built in 2016, 3/4 bed, 3 bath, professionally decorated and designed, welcoming open concept living at its finest, functional and elegant designer kitchen, built in Jennair S/S appliances including drawer microwave and steam oven,, generous stone working island and counters with glass back splash, 75+ LED pots, engineered hardwood flooring, 10' ceilings,, zoned in ceiling speakers throughout main floor and master ensuite, Napolean see thru peninsula gas FP highlighting both living and dining areas, separate lofted master suite accessed via very unique open backed stairs complete with stainless & glass hand rails and barriers, riser lighting, stunning oversized master ensuite featuring sliders to walk in cupboards, double sinks, large "no door" glass shower with large rain head,Lower level offers 2 additional generous, carpeted bdrms adjoining large 5 pc washroom, over sized laundry room with GE Whirlpool appliances (id:23309)
- Address: 40 WEST STREET
- Location: COLLINGWOOD
- Ownership: FREEHOLD
- MLS: 239601
|Den||Ground level||15' x 12'|
|2pc Bathroom||Ground level|
|Living room||Ground level||12' 10'' x 15'|
|Kitchen||Ground level||12' 11'' x 9' 5''|
|Dining room||Ground level||16' 4'' x 12' 11''|
|Family room||Ground level||10' 7'' x 17'|
|Laundry room||Lower level||8' x 12' 8''|
|Utility room||Lower level||12' 8'' x 15' 6''|
|5pc Bathroom||Lower level|
|Bedroom||Lower level||12' 4'' x 13' 8''|
|Bedroom||Lower level||16' 3'' x 12' 6''|
|Master bedroom||Second level||20' x 13' 8''|
|4pc Ensuite bath||Second level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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