453 BIRCH STREET, Collingwood
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- Listed Since: September 9th 2019
Attention First Time Home Buyers & Down Sizers! Great Location close to Schools, Parks, Bus stop and Downtown. This adorable 3 bedroom home has all you need! 6 appliances also included. Original hardwood floors have been lovingly refinished in the bedrooms and living room. The galley kitchen has beautiful upgraded cabinets and already has that gas stove you want! Beautiful perennial gardens front and back. Enclosed in the fenced back yard there is an insulated 20x26 ft workshop with hydro, a nice deck for entertaining guests, and a big shady maple tree (tree house potential!). Thru the energy program the insulation (Attic & Crawlspace R50) was upgraded. With all the windows being updated this home is affordable to maintain. Gas furnace replaced in 2013. With a quick close, you could be hosting thanksgiving dinner in your new home! (id:23309)
- Address: 453 BIRCH STREET
- Location: COLLINGWOOD
- Ownership: FREEHOLD
- MLS: 219661
|4pc Bathroom||Ground level|
|Kitchen||Ground level||12' 3'' x 7' 10''|
|Living room/Dining room||Ground level||12' '' x 11' 11''|
|Family room||Ground level||15' '' x 11' ''|
|Bedroom||Ground level||11' 8'' x 10' ''|
|Bedroom||Ground level||9' 11'' x 8' 4''|
|Bedroom||Ground level||9' 8'' x 8' ''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
The mapping for this listing was provided by Google Maps and if an address could not be determined than an approximation could have been made.
- Pretty River Academy
11521 ON-26, Collingwood, ON L9Y 5E7
- Jean Vanier Catholic High School
160 Collins St, Collingwood, ON L9Y 4R1
- Admiral Collingwood Elementary School
15 Dey Dr, Collingwood, ON
- Cameron Street Public School
575 Cameron St, Collingwood, ON L9Y 2J4
- St. Mary's Catholic School
18 Saunders St, Collingwood, ON L9Y 3Y9
- Little House Montessori School
140 Maple St, Collingwood, ON L9Y 2P8
- Connaught Public School
300 Peel St, Collingwood, ON L9Y 3W2
- Mountain View Elementary School
300 Spruce St, Collingwood, ON L9Y 3H1
55 Findlay Dr, Collingwood, ON L9Y 0G6
- Nottawa Elementary School
81 Batteaux Rd, Collingwood, ON L9Y 3Z1
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