636 OAK ST Collingwood
- Listed Since: January 14th 2020
Act Now Spacious Detached Sidesplit In Demand Location Close To Schools & Downtown. Features 3 Bdrm, 1 Full Bathrm W/ W/I Shower & A Powder Rm, Sunrm (Din Rm) & Fam Rm W/ Office Nook. Newer Roof. Shed Is 2 Yrs Old, Sunrm Addition Added In 2016 W/Heated Flr, Cozy Electric F/P Patio Doors To Lrg Patio Area & Landscaped Prvt Fenced Yrd Which Has A Sump Pump & Tile Drain System Installed. Main Flr Feat. Oak Hrdwd. Updated Modern Kitchen W/ Brkfast Bar. Must See!**** EXTRAS **** Incl: Dishwasher, Stove, Fridge, Washer, Dryer, Gdo, Hwt Owned, Window Coverings, Electric F/P & Remote, Propane Bbq, All Patio Furniture, Snowblower & Lawnmower (id:23309)
- Address: 636 OAK ST
- Location: COLLINGWOOD
- Ownership: FREEHOLD
- MLS: S4667311
|Recreational, Games room||Basement||5.96 m x 2.84 m|
|Office||Basement||2.89 m x 2.08 m|
|Dining room||Main level||2.94 m x 3.42 m|
|Living room||Main level||4.74 m x 3.4 m|
|Kitchen||Main level||6.09 m x 2.61 m|
|Bedroom||Second level||3.09 m x 3.04 m|
|Bedroom||Second level||2.89 m x 3.02 m|
|Master bedroom||Second level||3.09 m x 4.11 m|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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