636 OAK ST Collingwood

636 OAK ST


  • Listed Since: January 14th 2020

Act Now Spacious Detached Sidesplit In Demand Location Close To Schools & Downtown. Features 3 Bdrm, 1 Full Bathrm W/ W/I Shower & A Powder Rm, Sunrm (Din Rm) & Fam Rm W/ Office Nook. Newer Roof. Shed Is 2 Yrs Old, Sunrm Addition Added In 2016 W/Heated Flr, Cozy Electric F/P Patio Doors To Lrg Patio Area & Landscaped Prvt Fenced Yrd Which Has A Sump Pump & Tile Drain System Installed. Main Flr Feat. Oak Hrdwd. Updated Modern Kitchen W/ Brkfast Bar. Must See!**** EXTRAS **** Incl: Dishwasher, Stove, Fridge, Washer, Dryer, Gdo, Hwt Owned, Window Coverings, Electric F/P & Remote, Propane Bbq, All Patio Furniture, Snowblower & Lawnmower (id:23309)

  • Address: 636 OAK ST
  • Location: COLLINGWOOD
  • Ownership: FREEHOLD
  • MLS: S4667311

This home is located in Collingwood Ontario. To learn more about how to purchase this property contact us today -- we would be more than happy to assist you.

Recreational, Games roomBasement5.96 m x 2.84 m
OfficeBasement2.89 m x 2.08 m
Dining roomMain level2.94 m x 3.42 m
Living roomMain level4.74 m x 3.4 m
KitchenMain level6.09 m x 2.61 m
BedroomSecond level3.09 m x 3.04 m
BedroomSecond level2.89 m x 3.02 m
Master bedroomSecond level3.09 m x 4.11 m
  • 3 Bedrooms
  • 2 Bathrooms
  • $2,057 / month (estimated mortgage)

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  • Down Payment

The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

  • Mortgage Rate

The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type

The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.


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