9 FERGUSON RD Collingwood
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- Listed Since: May 21st 2020
Attractive 4 Level Sidesplit Home Is Located In A Mature Neighbourhood, Close To Downtown Collingwood, Schools, Trails And Bus Route. This 4 Bedroom And 2 Bathroom Home Is Move In Ready And Perfect For First Time Home Buyers, Investors, Families Or Retirees. The Home Features Lots Of Windows For Natural Light To Enter The Home, Newer Kitchen & Bathroom, Stainless Steel Appliances In Kitchen, Fully Fenced Backyard, Irrigation System, Shed,**** EXTRAS **** Windows Replaced In 2002 And Furnace 2018. The Lower Level Offers Lots Of Additional Living Space Which Would Be Great For Playroom For The Children, Home Office Or Additional Living Room. Be Sure To Watch The Virtual Tour And Book Your Own (id:23309)
- Address: 9 FERGUSON RD
- Location: COLLINGWOOD
- Ownership: FREEHOLD
- MLS: S4766763
|Den||Basement||3.35 m x 5.79 m|
|Laundry room||Basement||4.87 m x 2.74 m|
|Bedroom 4||Lower level||3.04 m x 2.74 m|
|Living room||Lower level||3.35 m x 6.4 m|
|Dining room||Main level||3.04 m x 2.74 m|
|Kitchen||Main level||3.04 m x 3.04 m|
|Living room||Main level||6.4 m x 3.6 m|
|Bedroom||Upper Level||3.35 m x 3.65 m|
|Bedroom 2||Upper Level||2.74 m x 3.65 m|
|Bedroom 3||Upper Level||3.04 m x 2.43 m|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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