115 ELGIN Street South, Durham
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This bright and beautiful 1 1/2 storey home on a nicely landscaped lot in Durham may be just for you! Features include large principle rooms, 2 bedrooms plus a loft, 2 baths, main floor family room, main floor laundry, and more. Updated eat-in kitchen in 2017, roof done 2014, updated bathroom as well as newer laminate flooring on the main floor. Great size deck for all your entertaining needs! Lots of storage inside on the lower level and outside with 2 storage sheds. Move-in ready! All measurements are approximate.
- Address: 115 ELGIN STREET SOUTH
- Nearest Town or City: Durham
- Ownership Type: Freehold
|Bath (# pieces 1-6)||Main level||2PC|
|Dining room||Main level||12X9|
|Living room||Main level||15X12|
|Bath (# pieces 1-6)||Second level||4PC|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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