150 COLLEGE STREET Durham
Up to 27 photos available.
- Listed Since: December 6th 2019
Need help paying your mortgage? Let the rent work for you. Main floor is open-concept with eat-in kitchen and lots of cupboards. 3 bedrooms and a bathroom. Living room with walkout to wrap-around deck. Basement with eat-in kitchen, bath, bedroom, large laundry, storage, furnace room and a separate walkout to back yard. Includes a large workshop (40 x 30). Beautiful, extra deep (264') lot backing onto greenspace. Lots of potential here! (id:23309)
- Address: 150 COLLEGE STREET
- Location: DURHAM
- Ownership: FREEHOLD
- MLS: 236100
|Bedroom||Ground level||12' x 10'|
|Master bedroom||Ground level||12' 4'' x 8' 10''|
|Living room||Ground level||14' 2'' x 13' 11''|
|Eat in kitchen||Ground level||14' 2'' x 12' 4''|
|Bedroom||Ground level||10' 8'' x 10' 4''|
|4pc Bathroom||Ground level||8' 2'' x 5' 2''|
|2pc Bathroom||In between||19' 3'' x 9' 11''|
|Bedroom||In between||10' 4'' x 9' 9''|
|Family room||In between||32' 2'' x 12'|
Monthly Mortgage Payments
Thinking about buying 150 COLLEGE STREET -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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