174 DURHAM ROAD W Durham
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- Listed Since: March 25th 2020
Gorgeous, brand new semi-detached stone bungalow! High-end materials & thoughtful touches that leave a luxe impression include granite counters, cozy stone living room fireplace, modern light fixtures & hardware. Great use of space to provide bright kitchen, both living and dining areas, 3 bedrooms, main floor laundry, expansive fully-finished lower level with storage & 2 full baths + 1 half. A full Tarion warranty provides peace of mind but youll never need to use it! Small footprint means less maintenance and more time to enjoy the charming small town surroundings: shops, trails by the river, rec facilities, new medical centre, unique restaurants and more all within walking distance! The best of small town life yet only 15 min drive to Hanover when you need a larger centre, 1hr to Guelph, 1.5hrs to K/W and 2hrs to the GTA. HST will be "included in" if buyer assigns HST rebate to builder/seller. (id:23309)
- Address: 174 DURHAM ROAD W
- Location: DURHAM
- Ownership: FREEHOLD
- MLS: 252705
|Dining room||Ground level||10' 10'' x 16' 0''|
|4pc Ensuite bath||Ground level|
|3pc Bathroom||Ground level|
|Foyer||Ground level||6' 0'' x 11' 5''|
|Bedroom||Ground level||11' 6'' x 11' 0''|
|Master bedroom||Ground level||11' 8'' x 14' 0''|
|Kitchen||Ground level||11' 4'' x 12' 7''|
|Living room||Ground level||13' 0'' x 16' 0''|
|Family room||Lower level||16' 1'' x 23' 3''|
|Bedroom||Lower level||11' 5'' x 15' 0''|
|Utility room||Lower level||21' 5'' x 17' 0''|
|3pc Bathroom||Lower level|
Monthly Mortgage Payments
Thinking about buying 174 DURHAM ROAD W -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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