176 ELGIN STREET S Durham

176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
  • 176 ELGIN STREET S
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$325,000

  • Listed Since: November 20th 2019

Beautiful setting on a large landscaped lot with circular drive on a quiet street within walking distance to schools, shopping and parks. This home boasts three good sized bedrooms on the main level, main floor laundry room and two cozy natural gas fireplaces. (id:23309)

  • Address: 176 ELGIN STREET S
  • Location: DURHAM
  • Ownership: FREEHOLD
  • MLS: 233991

This home is located in Durham Ontario. To learn more about how to purchase this property contact us today -- we would be more than happy to assist you.

Laundry roomGround level8' x 6'
4pc BathroomGround level 
BedroomGround level11' x 10'
BedroomGround level13' x 12'
Master bedroomGround level12' x 11' 6''
KitchenGround level10' x 8'
Dining roomGround level11' 9'' x 10'
Living roomGround level18' x 12'
Family roomIn between21' x 15'
Utility roomIn between11' x 7'
2pc BathroomIn between 
  • 3 Bedrooms
  • 2 Bathrooms
  • $1,216 / month (estimated mortgage)

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Listing provided by CENTURY 21 CEDAR GLEN LTD Brokerage

Monthly Mortgage Payments

Thinking about buying 176 ELGIN STREET S -- lets calculate some payment options and see if purchasing this home can become a reality.

  • Down Payment
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The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

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  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

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  • Mortgage Rate
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The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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