176 ELGIN STREET S Durham
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- Listed Since: November 20th 2019
Beautiful setting on a large landscaped lot with circular drive on a quiet street within walking distance to schools, shopping and parks. This home boasts three good sized bedrooms on the main level, main floor laundry room and two cozy natural gas fireplaces. (id:23309)
- Address: 176 ELGIN STREET S
- Location: DURHAM
- Ownership: FREEHOLD
- MLS: 233991
|Laundry room||Ground level||8' x 6'|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||11' x 10'|
|Bedroom||Ground level||13' x 12'|
|Master bedroom||Ground level||12' x 11' 6''|
|Kitchen||Ground level||10' x 8'|
|Dining room||Ground level||11' 9'' x 10'|
|Living room||Ground level||18' x 12'|
|Family room||In between||21' x 15'|
|Utility room||In between||11' x 7'|
|2pc Bathroom||In between|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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