314546 HIGHWAY 6, Durham
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Spacious bungalow on 1.3 acres just minutes from Durham and 30 minutes from Owen Sound and Georgian Bay and Beaver Valley. Large living, dining and kitchen areas. Workshop 16'x20' 3 years old, roof 2013, windows 2011, appliances 10 and 2 years old. House in excellent condition, economical to run. Gazebo on deck provides a great place to sit out on warm days.
- Address: 314546 HIGHWAY 6
- Location: WEST GREY
- Nearest Town or City: Durham
- Ownership Type: Freehold
|Den||Main level||10X9 OFFICE AREA|
|Bath (# pieces 1-6)||Main level||4PC|
|Kitchen||Main level||23X18'6 + DINING|
|Living room||Main level||25X13'4|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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