397 LAMBTON STREET W Durham
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- Listed Since: March 17th 2020
Welcome to the grandiose home located at 397 Lambton Street West in the wonderful town of Durham. This home has stood the test of time for over 100 years and is ready for many more years to come. The home's main living space has some very ample sized rooms including the bedrooms on the second floor. The current set-up would allow for an ideal in-law suite/granny-flat living arrangement. Could also work well as an Airbnb. Total home has two and a half baths and the home is heated with a Viessmann natural gas boiler feeding many hot water radiators. Some original hardwood flooring is now exposed and awaiting some refinishing. The home has a large paved driveway and a garage measuring 32' X 20' that was built in 2001. A must see for those that love homes with character. (id:23309)
- Address: 397 LAMBTON STREET W
- Location: DURHAM
- Ownership: FREEHOLD
- MLS: 251215
|Living room||Ground level||13' x 16' 2''|
|Foyer||Ground level||7' 7'' x 7' 7''|
|Dining room||Ground level||13' 4'' x 16' 2''|
|2pc Bathroom||Ground level|
|Laundry room||Ground level||7' 9'' x 10' 8''|
|Sunroom||Ground level||16' x 7' 7''|
|Great room||Ground level||17' x 18' 9''|
|Kitchen||Ground level||11' 2'' x 13' 3''|
|Eat in kitchen||Ground level||12' 4'' x 19' 4''|
|Bedroom||Second level||10' x 12' 5''|
|Bedroom||Second level||16' 2'' x 11' 3''|
|Bedroom||Second level||14' 6'' x 12' 10''|
|4pc Bathroom||Second level|
|3pc Bathroom||Second level|
|Master bedroom||Second level||16' 2'' x 12' 11''|
Monthly Mortgage Payments
Thinking about buying 397 LAMBTON STREET W -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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