642 SADDLER STREET Durham
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- Listed Since: February 18th 2020
An ideal location for the growing family is this home so close to the local elementary school. Three bedrooms on the main floor with more bedrooms potentially in the basement as well. Over 2000 square feet of finished living space. There is a large rec room below with a beautiful field-stone wood burning fireplace. Attached garage and a wonderful workshop in the rear yard with a loft above. Home is vacant so quick possession is available. (id:23309)
- Address: 642 SADDLER STREET
- Location: DURHAM
- Ownership: FREEHOLD
- MLS: 244706
|Office||Basement||11' 4'' x 14'|
|Hobby room||Basement||11' 6'' x 14' 6''|
|Family room||Basement||23' 7'' x 11' 8''|
|Great room||Ground level||14' x 18'|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||11' 3'' x 10'|
|Bedroom||Ground level||9' 2'' x 10'|
|Master bedroom||Ground level||10' x 13' 4''|
|Living room||Ground level||13' 2'' x 19' 6''|
|Sitting room||Ground level||9' 7'' x 7' 6''|
|Foyer||Ground level||4' 9'' x 5' 5''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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