20 WHITFIELD Crescent Elmvale
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- Listed Since: December 18th 2019
WOW! CHECK OUT THIS FULLY FINISHED MORRA BUILT BUNGALOW! 2800 SQFT+ FINISHED! FEATURES INCLUDE HARDWOOD FLOORS, A LARGE MASTER WITH HIS & HER'S CLOSETS, AN ENSUITE WITH SEPARATE TUB AND SHOWER, EAT-IN KITCHEN WITH DOORS TO THE REAR YARD, FULLY FINISHED BASEMENT WITH A LARGE REC ROOM, HUGE BEDROOM & A 3PC BATH WITH DEN/WORKSHOP OR POTENTIAL 4TH BEDROOM (JUST MISSING CARPET), MAIN FLOOR LAUNDRY, INTERLOCKING FRONT STEPS, FULLY FENCED AND LANDSCAPED, LARGE DRIVEWAY NO SIDEWALK AND MORE! CLOSE TO ELEMENTARY AND HIGH SCHOOLS WITH A PARK ACROSS THE STREET! EVERYTHING IS DONE, JUST MOVE IN! (id:23309)
- Address: 20 WHITFIELD CRESCENT
- Location: ELMVALE
- Ownership: FREEHOLD
- MLS: 30781942
|Bedroom||Basement||10' 7'' x 19' 5''|
|Den||Basement||13' 3'' x 12' 0''|
|Recreation room||Basement||22' 2'' x 25' 0''|
|Eat in kitchen||Ground level||19' 5'' x 14' 7''|
|4pc Ensuite bath||Ground level|
|Bedroom||Ground level||10' 0'' x 12' 0''|
|4pc Bathroom||Ground level|
|Master bedroom||Ground level||16' 9'' x 12' 0''|
|Foyer||Ground level||8' 5'' x 7' 0''|
|Living room/Dining room||Ground level||21' 4'' x 15' 8''|
Monthly Mortgage Payments
Thinking about buying 20 WHITFIELD Crescent -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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