4 DIRSTIEN Street North, Elmwood
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This is a great place to call home. Enjoy pride of ownership versus renting. Four bedrooms, 2 baths, bright eat-in kitchen, main floor master bedroom and laundry. Oil furnace, tank and chimney liner (2002), steel roof and concrete window sills (2007). Aluminum facia and eaves, kitchen countertops and main floor bath redone (2001). Bonus is the 14' x 20' rec room (under the rear addition). Double gravel drive, 165' deep lot provides lots of space for an auxiliary building. Situated in a small village that offers quiet living yet only 45min to Bruce Nuclear Plant and Owen Sound. Sand beaches a beautiful 40min countryside drive away.
- Address: 4 DIRSTIEN STREET NORTH
- Nearest Town or City: Elmwood
- Ownership Type: Freehold
|Recreational, Games room||Lower level||14X20.6|
|Master bedroom||Main level||11.6X14|
|Living room||Main level||10.6X18|
|Laundry room||Main level||6.4X8|
|Bath (# pieces 1-6)||Main level||4PC|
Monthly Mortgage Payments
Thinking about buying 4 DIRSTIEN Street North -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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