140 ORCHARD STREET Exeter
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- Listed Since: October 28th 2019
From it's inviting Victorian style wrap around front porch to it's professionally landscaped and private backyard, you will feel at home when you step foot on this property. This house is a century frame home but has had a complete overhaul including insulation, drywall, wiring, all new (energy certified) windows-last year, plumbing etc. Lovely custom built pine cabinets with sit up island in the kitchen. A handy main floor laundry is adjacent with more cabinetry. A great dining room for entertaining plus a good sized living room complete with gas fireplace. A 3 pc. bath and a generous mudroom/entrance complete the main floor. An open stairway to 3 upper bedrooms with the master bedroom boasting a 3 pc open ensuite effect with soaker tub. Brand new sliding doors to the backyard shangri-la with deck and hot tub overlooking the covered patio, fire pit and perennial gardens. Insulated 16'x10' workshop/shed. New roof in 2015. Great storage in the fully insulated basement. (id:23309)
- Address: 140 ORCHARD STREET
- Location: EXETER
- Ownership: FREEHOLD
- MLS: 229941
|Dining room||Ground level||13' 5'' x 13'|
|Living room||Ground level||15' 8'' x 17'|
|3pc Bathroom||Ground level|
|Mud room||Ground level||8' x 6' 6''|
|Laundry room||Ground level||13' x 6'|
|Kitchen||Ground level||14' 7'' x 13' 6''|
|Bedroom||Second level||13' 4'' x 9' 5''|
|Bedroom||Second level||13' 5'' x 12' 6''|
|3pc Bathroom||Second level|
|Master bedroom||Second level||17' 6'' x 11' 1''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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