122 Ryan Street, Fergus
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- Listed Since: June 13th 2019
"Nicest home in Fergus", "Gem of Centre Wellington", "Home that looks like a model home but isn't", are just a few of the praises being sung for 122 Ryan Street located in the idyllic small town Ontario paradise of Fergus. This 3000 sq ft+, stately yet contemporary, VERY new build home is waiting for it's next owner. But it's not waiting in silence at all, no. Instead, it proudly boasts 50k in builder upgrades - a grand solid oak staircase, 9 foot ceilings (8.5ft in the basement, with extra large windows) upgraded cabinetry, and stunning floors that humble every other home on the block. Four bedrooms upstairs means everyone can have their peace and quiet at night, while 3 bathrooms upstairs means everyone can prep without chaos in the morning. Oh right, and the lot... don't forget to bring your binoculars with you to see where your yard ends. Room enough for two pools and a swingset if you really wanted. 122 Ryan is truly a sight to behold. What praises will you be singing? (id:23309)
- Address: 122 RYAN STREET
- Location: FERGUS
- Ownership: FREEHOLD
- MLS: 30744246
|Foyer||Ground level||6' 7'' x 8' 0''|
|2pc Bathroom||Ground level|
|Laundry room||Ground level||5' 11'' x 10' 2''|
|Family room||Ground level||11' 10'' x 15' 11''|
|Dinette||Ground level||11' 9'' x 12' 10''|
|Kitchen||Ground level||11' 9'' x 12' 10''|
|Dining room||Ground level||13' 7'' x 11' 11''|
|Living room||Ground level||11' 3'' x 16' 7''|
|Bedroom||Second level||17' 4'' x 11' 3''|
|5pc Ensuite bath||Second level|
|Master bedroom||Second level||18' 10'' x 13' 7''|
|Bedroom||Second level||11' 10'' x 14' 11''|
|5pc Bathroom||Second level|
|Bedroom||Second level||18' 5'' x 13' 3''|
|4pc Ensuite bath||Second level|
Monthly Mortgage Payments
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- Down Payment
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- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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