122 Ryan Street Fergus
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- Listed Since: February 10th 2020
Is this the next step for you and your family? This large 3,000+ sq ft home requires zero jobs for you on the to-do list. Nestled in the heart of Fergus lays 122 Ryan; a unique opportunity for those looking to upsize and grow into a beautiful home. This four-bedroom home was completed in 2019 and youll be hard-pressed to find another address offering such value in pristine condition like this. Featuring over $50,0000 of functional builder upgrades such as the kitchen cabinetry, full oak stairs, and premium tiles on the main floor the house has plenty of space for your own personal touch including an unfinished basement that has 8.5-foot ceilings and windows so large that you wont realize youre below grade. Gas hookups outside and rough-ins for under cabinet lighting are a few more features youll love about this house. Upstairs there are four spacious bedrooms and three full bathrooms which mean there will be no struggling to find a sink spot in the morning. We cant forget to mention the premium 55 x 190 ft lot with mature cedars and plenty of room for that pool, pool-house, and outdoor living space you have always dreamed of. Why not book a showing today and make 122 Ryan your next move. (id:23309)
- Address: 122 RYAN STREET
- Location: FERGUS
- Ownership: FREEHOLD
- MLS: 30789954
|Foyer||Ground level||6' 7'' x 8' 0''|
|2pc Bathroom||Ground level|
|Laundry room||Ground level||5' 11'' x 10' 2''|
|Family room||Ground level||11' 10'' x 15' 11''|
|Dinette||Ground level||11' 9'' x 12' 10''|
|Kitchen||Ground level||11' 9'' x 12' 10''|
|Dining room||Ground level||13' 7'' x 11' 11''|
|Living room||Ground level||11' 3'' x 16' 7''|
|Bedroom||Second level||17' 4'' x 11' 3''|
|5pc Ensuite bath||Second level|
|Master bedroom||Second level||18' 10'' x 13' 7''|
|Bedroom||Second level||11' 10'' x 14' 11''|
|5pc Bathroom||Second level|
|Bedroom||Second level||18' 5'' x 13' 3''|
|4pc Ensuite bath||Second level|
Monthly Mortgage Payments
Thinking about buying 122 Ryan Street -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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