145 GARAFRAXA Street E Fergus

145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
  • 145 GARAFRAXA Street E
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$599,900

This Charming Century Home With Gated Private Road Access Will Make You Feel Like You Are On Your Own Island! Very Private Lot With Beautiful Trees All Around And Lots Of Room For The Kids To Play! Original Hardwood Floors, Large Windows, And A Gorgeous Stone Gas Fireplace Add So Much Character And Warmth To The Main Floor. The Kitchen Offers Lots Of Cupboard Space, A Newer Sink, Updated Appliances, And A Separate Entrance To The Carport With Space For 2 Cars. 3 Bedrooms Upstairs With The Master Featuring A Beautiful Large Window Thats Perfect For Stargazing. Full Height Basement Is Waiting For Your Touch! This Is Your Chance To Own A Piece Of History Thats Very Private, But Just Minutes From Shopping And Local Amenities! (id:25417)

  • 3 Bedrooms
  • 2 Bathrooms
  • $2,065 / month (estimated mortgage)
145 GARAFRAXA Street E FERGUS
  • Listing ID: 40045275
  • Listed On: NOVEMBER 19TH 2020
  • Address: 145 GARAFRAXA STREET E
  • Location: FERGUS
  • Postal Code: N1M 1C8

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St. David St. N

RoomsLevelsDimensions
4pc BathroomSecond level 
Primary BedroomSecond level11' x 14'
BedroomSecond level11' x 11'
BedroomSecond level14' x 9'
2pc BathroomMain level 
KitchenMain level11' x 17'
Dining roomMain level13' x 10'
Living roomMain level14' x 18'

Additional Details

  • Amenities Nearby: Hospital, Park, Place of Worship, Playground, Schools
  • Features: Park setting, Park/reserve, Double width or more driveway, Crushed stone driveway
  • Property Type: Single Family
  • Ownership Type: Freehold
  • Parking Spaces: 6
  • Zoning Description: Residential

Building Details

  • Appliances: Dryer, Refrigerator, Stove, Washer
  • BasementType: Full (Unfinished)
  • Basement Development: Unfinished
  • Bedrooms Main Level: 3
  • Constructed Date: 1907
  • Construction Style Attachment: Detached
  • Cooling: Central air conditioning
  • Exterior Finish: Stone
  • Fireplace Present: True
  • Fireplace Total: 1
  • Foundation: Stone
  • Bathrooms (Half): 1
  • Bathrooms (Total): 2
  • Heating: Forced air
  • Heating Fuel: Natural gas
  • Stories Total: 1.5000
  • Type: House
  • Utility Water: Municipal water

Land Details

  • Amenities: Hospital, Park, Place of Worship, Playground, Schools
  • Sewer: Municipal sewage system
  • Size Depth: 72 ft
  • Size Frontage: 174 ft

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The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

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  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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