145 St Andrew Street W Fergus

145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
  • 145 St Andrew Street W
View all Photos

Up to 44 photos available.


  • Listed Since: April 1st 2020

Welcome to 145 St Andrew Street West in Downtown Fergus coming to the open market for the first time since it was completely renovated in 2012. Saying this is a gem hiding in plain sight is a true understatement. You will be completely amazed at the level of designer finishes and workmanship throughout the 3 floors of this special building. The separate commercial first floor with exposed stone walls and high ceilings would make an amazing office for a professional, complete with kitchenette and bathroom. And the top 2 floors without a doubt this is one of the nicest 2 storey loft style residential units you will see anywhere. We will let the pictures do the talking on this one. Top loft level could easily be a 2nd bedroom. Private outside living space out back and parking. Commercial and residential space have separate utilities. A great live-work opportunity. (id:23309)

  • Address: 145 ST ANDREW STREET W
  • Location: FERGUS
  • Ownership: FREEHOLD
  • MLS: 30800702

This home is located in Fergus Ontario. To learn more about how to purchase this property contact us today -- we would be more than happy to assist you.

2pc BathroomGround level 
Mud roomGround level13' 4'' x 12' 10''
KitchenGround level7' 5'' x 7' 9''
Living roomGround level16' 1'' x 29' 11''
DenGround level16' 2'' x 11' 0''
4pc BathroomSecond level 
Family roomSecond level13' 8'' x 15' 7''
Dining roomSecond level20' 3'' x 10' 9''
Master bedroomSecond level13' 2'' x 10' 4''
KitchenSecond level8' 10'' x 13' 10''
Laundry roomSecond level6' 3'' x 8' 3''
LoftThird level19' 8'' x 16' 9''
  • 1 Bedroom
  • 2 Bathroom
  • 2,969 Square Feet
  • $2,731 / month (estimated mortgage)

REALTOR® and MLS® Trademarks
Listing provided by Red Brick Real Estate Brokerage Ltd.

Monthly Mortgage Payments

Thinking about buying 145 St Andrew Street W -- lets calculate some payment options and see if purchasing this home can become a reality.

  • Down Payment

The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

  • Mortgage Rate

The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type

The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.


For more information or to schedule a viewing, email or call (800) 886-4713 today! When calling, please reference .

All fields marked with a red asterisk * are required.

Royal LePage
Royal City Realty Brokerage Independently Owned and Operated

Please Note: The information you supply in the contact form above will be kept fully confidential.