161 Cameron Street, Fergus
Up to 40 photos available.
- Listed Since: May 14th 2019
Invest or invest and live. This 1645 sq.ft raised bungalow is full of great potential. Steps to downtown Fergus this open concept home features large living room with gas fireplace. Eat in kitchen, great for entertaining (in floor heat). Beautiful master with walk in closet and 4 piece ensuite. Two other spacious bedrooms, large mudroom and 2 more 4 piece baths complete the main level. Walk downstairs to the endless potential just awaiting your finishing touches. Separate entrance and framed ready to go with 2 bed, 2 4 piece bath rough in, in floor heating, large living and kitchen area. Out back you will find a beautiful deck for summer entertaining. Detached 27x26 double car garage/shop with hydro, insulated and ready for heat. A garden shed and plenty of space for outdoor activities. (id:23309)
- Address: 161 CAMERON STREET
- Location: FERGUS
- Ownership: FREEHOLD
- MLS: 30734859
|Eat in kitchen||Ground level||20' 6'' x 11' 10''|
|Living room||Ground level||24' 7'' x 12' 11''|
|Master bedroom||Ground level||14' 2'' x 13' 0''|
|Bedroom||Ground level||11' 8'' x 9' 11''|
|Bedroom||Ground level||11' 5'' x 11' 2''|
|4pc Ensuite bath||Ground level|
|4pc Bathroom||Ground level|
|4pc Bathroom||Ground level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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