218 ELIZABETH CRES Fergus
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- Listed Since: February 12th 2020
Pride Of Ownership Is Evident In This 4 Bedroom 3 Bath Home. You Will Appreciate The Great Curb Appeal And A Welcoming Spacious Entrance Way With Indoor Access To The 2 Car Garage. Many Professionally Done Updates Include The Kitchen, Bathrooms, Furnace, Floors, Gas Fireplace, Decks And Patios. Main Floor Flows Nicely Through The Living Room, Dining Room, Beautifully Renovated Kitchen And Into The Family Room With A Cozy Gas Fireplace.The Fenced Backyard With**** EXTRAS **** Kitchen And Into The Family Room With A Cozy Gas Fireplace.The Fenced Backyard With Its 2 Tiered Deck And Patio With Garden Doors Off The Kitchen As Well As Off The Family Room Make Entertaining And Family Time So Enjoyable. (id:23309)
- Address: 218 ELIZABETH CRES
- Location: CENTRE WELLINGTON
- Ownership: FREEHOLD
- MLS: X4690013
|Bedroom 4||Basement||2.44 m x 4.72 m|
|Family room||Basement||6.4 m x 3.96 m|
|Family room||Main level||6.25 m x 3.3 m|
|Kitchen||Main level||4.88 m x 2.74 m|
|Living room||Main level||6.4 m x 4.88 m|
|Bedroom 3||Second level||3.1 m x 3.86 m|
|Bedroom 2||Second level||3.05 m x 2.9 m|
|Master bedroom||Second level||3.45 m x 4.72 m|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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