279 ST PATRICK Street E, Fergus
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- Listed Since: July 13th 2018
THERE AREN'T MANY LOTS LIKE THIS ANYMORE (107' X 125')! THIS CHARMING SOLID HOME WITH MASTER AND SECOND BEDROOM ON THE MAIN LEVEL AND TWO MORE BEDROOMS UP, IS IN A PARKLIKE, VERY QUIET SETTING, ONLY A BLOCK AWAY FROM DOWNTOWN FERGUS. THIS HOME FRONTS PROUDLY ON A HILL, WITH A TREE CANOPIED LANEWAY IN BEHIND OFF OF CAMERON STREET. PLENTY OF PARKING AND ROOM FOR A LARGE GARAGE, OR IF YOU DON'T CARE FOR ALL THE WIDE OPEN SPACES, LOOK INTO A SEVERANCE. THIS HOME COMES WITH A FULLY FENCED YARD, ARMOUR STONE WALLS, HARDWOOD AND CERAMIC, AND PLENTY MORE CHARACTER INSIDE. THIS ISN'T JUST A DRIVE-BY, COME ENJOY A WALK THROUGH THIS SHOW STOPPING PROPERTY, BOOK YOUR APPOINTMENT TODAY. (id:23309)
- Address: 279 ST PATRICK STREET E
- Location: CENTRE WELLINGTON
- Ownership: FREEHOLD
- MLS: 30671310
|Eat in kitchen||Ground level||14' 6'' x 12' 8''|
|Living room||Ground level||17' 8'' x 13' 0''|
|4pc Bathroom||Ground level|
|Master bedroom||Ground level||13' 0'' x 10' 2''|
|Bedroom||Ground level||12' '' x 9' ''|
|Foyer||Ground level||12' '' x 5' ''|
|Bedroom||Second level||12' 0'' x 9' 0''|
|Bedroom||Second level||12' '' x 11' 2''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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