339 Strathallan Street Fergus
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- Listed Since: February 11th 2020
Yes a Bungalow! First time Buyer's, commuters, or looking to downsize. Enter the front door, to the open concept living space complete with hardwood floors and cozy gas fireplace. Updated kitchen area complete with stainless steel appliances (2016) and walkout to large deck, great for entertaining or relaxing in the fully fenced yard with generous size storage shed. Two large bedrooms and 4 pc bath provide that necessary sleep and recharging zone. "Escape Space" in the fully finished lower level. Large family/rec room complete with gas fireplace, office/bonus room and potential media or hobby area. Complete the picture with a 3 pc bath, large laundry and mechanical rooms with ample storage. All of this in one move in ready package. (id:23309)
- Address: 339 STRATHALLAN STREET
- Location: FERGUS
- Ownership: FREEHOLD
- MLS: 30788778
|Laundry room||Basement||11' 4'' x 6' 9''|
|Office||Basement||9' 6'' x 12' 3''|
|Games room||Basement||7' 0'' x 8' 4''|
|Utility room||Basement||11' 4'' x 8' 3''|
|Family room||Basement||11' 10'' x 18' 4''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||16' 3'' x 7' 6''|
|Master bedroom||Ground level||17' 0'' x 8' 0''|
|Foyer||Ground level||5' 0'' x 7' 2''|
|Dining room||Ground level||10' 0'' x 7' 11''|
|Kitchen||Ground level||10' 0'' x 11' 10''|
|Living room||Ground level||11' 2'' x 18' 11''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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