389 STRATHALLAN Street Fergus

389 STRATHALLAN Street
  • 389 STRATHALLAN Street
  • 389 STRATHALLAN Street
  • 389 STRATHALLAN Street
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$419,900

  • Listed Since: March 24th 2020

A three-bedroom bungalow on Fergus' north end just steps from shopping, schools & parks would make an excellent starter or investment property! Hardwood and tile floors, updated bathroom. Walkout from kitchen to the backyard, large basement rec room, paved driveway, fenced backyard. (id:23309)

  • Address: 389 STRATHALLAN STREET
  • Location: FERGUS
  • Ownership: FREEHOLD
  • MLS: 30799854

This home is located in Fergus Ontario. To learn more about how to purchase this property contact us today -- we would be more than happy to assist you.

Hobby roomBasement21' 0'' x 10' 3''
BedroomBasement9' 1'' x 16' 10''
Living roomGround level10' 10'' x 24' 10''
Dining roomGround level7' 9'' x 9' 2''
KitchenGround level9' 5'' x 10' 11''
Master bedroomGround level9' 0'' x 14' 7''
4pc BathroomGround level 
BedroomGround level8' 2'' x 13' 8''
  • 3 Bedrooms
  • 1 Bathrooms
  • 964 Square Feet
  • $1,571 / month (estimated mortgage)

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The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

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  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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