393 WELLINGTON RD 18, Fergus
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- Listed Since: May 15th 2018
OWN A PIECE OF HISTORICAL REAL ESTATE IN THE BEAUTIFUL LITTLE TOWN OF FERGUS! THIS SOLID STONE HOME IS ONE OF THE COMMUNITY'S ORIGINAL HOMESTEADS! NESTLED ON JUST OVER A HALF ACRE OF PROPERTY WITH BLOSSOMING FRUIT TREES AND RUSTIC CHARM. THIS HOME WAS CONSTRUCTED IN 1839 AND STILL RETAINS MANY OF ITS ORIGINAL CHARACTERISTICS INCLUDING THE WIDE PLANK FLOOR, DEEP WINDOWSILLS & WIDE BASEBOARDS. IT ALSO HAS A MIXTURE OF NEW MODERN UPDATES FEATURING A METAL ROOF, 2011, UPDATED KITCHEN, UPDATED BATH, NEWER WINDOWS, NATURAL GAS FORCED AIR FURNACE, 2010 & CENTRAL AIR. THE PROPERTY HAS LOADS OF SPACE FOR THE KIDS AND PETS TO ROAM. IT ALSO FEATURES A FULLY ENCLOSED METAL PICKET FENCE SO THAT YOU DON'T HAVE TO WORRY ABOUT THE KIDS GETTING INTO MISCHIEF. ANOTHER FEATURE OF THE PROPERTY IS THE LARGE 3 CAR GARAGE. THE GARAGE HAS HYDRO & IS IDEAL FOR THE HANDYMAN TO HAVE HIS WORKSHOP & STILL ROOM FOR THE CARS TO PARK. ADDING TO THE OUTSIDE CHARACTOR OF THE PROPERTY IS THE RECENTLY INTALLED WRAP AROUND DRIVEWAY WITH ENOUGH PARKING TO FIT ANY TOYS YOU MIGHT HAVE. THIS HOME IS LOCATED ONLY A FEW MINUTES DRIVE AWAY FROM ALL THE MAJOR AMENITIES. THIS HOME IS TRULY FOR SOMEONE WHO WANTS THE COUNTRY LIFESTYLE WHERE YOU CAN SIT OUT ON THE LARGE BACK PORCH AND HAVE A COFFEE IN THE MORNING & JUST RELAX ON THE PORCH SWING! (id:23309)
- Address: 393 WELLINGTON RD 18
- Location: FERGUS
- Ownership: FREEHOLD
- MLS: 30657562
|Dinette||Ground level||11' 0'' x 10' 0''|
|Kitchen||Ground level||11' 0'' x 11' 2''|
|Family room||Ground level||14' 2'' x 14' 2''|
|Living room||Ground level||20' 9'' x 12' 0''|
|Master bedroom||Second level||15' 0'' x 12' 0''|
|Bedroom||Second level||11' 5'' x 11' 3''|
|Bedroom||Second level||15' 0'' x 11' 3''|
|4pc Bathroom||Second level||8' 0'' x 9' 0''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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