478 ST ANDREW Street E Unit# 207 Fergus

478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
  • 478 ST ANDREW Street E Unit# 207
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$799,900

Gorgeous Historic Fergus Mill Condo - Take Advantage Of This Rare Opportunity To Own Part Of Fergus History With A Water Facing Mill Condo! This 1100 Sq Ft 2 Bed Condo Has Been Meticulously Maintained By The Original Owner And Updated With Untouched Hardwood Flooring, Cozy Fireplace, Original Wood Beams, Quartz Counter Tops And Large Bathroom With Shower And Soaker Tub! Enjoy All The Amenities That Fergus And Elora Has To Offer Only Steps To Shops, Pubs And Recreation Centers! (id:25417)

  • 2 Bedrooms
  • 1 Bathrooms
  • 1,158 Square Feet
  • $3,225 / month (estimated mortgage)
478 ST ANDREW Street E Unit# 207 FERGUS
  • Listing ID: 40258030
  • Listed On: MAY 12TH 2022
  • Address: 478 ST ANDREW STREET E UNIT# 207
  • Location: FERGUS
  • Postal Code: N1M 3V7

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Scotland St

RoomsLevelsDimensions
BedroomMain level10'9'' x 9'8''
4pc BathroomMain levelMeasurements not available
Primary BedroomMain level11'1'' x 15'8''
KitchenMain level11'9'' x 9'1''
Dining roomMain level17'3'' x 10'6''
Living roomMain level11'0'' x 13'1''

Additional Details

  • Communication: High Speed Internet
  • Equipment: Furnace, Other
  • Features: Southern exposure, Conservation/green belt, Balcony, Paved driveway, Shared Driveway
  • Maintenance Fee: 511.83
  • Maintenance Fee Type: Insurance, Other, See Remarks, Water, Parking
  • Maintenance Fee Payment Unit: Monthly
  • Property Type: Single Family
  • Ownership Type: Condo Corporation
  • Parking Spaces: 1
  • Rental Equipment: Furnace, Other
  • Waterfront: Waterfront
  • Water Body Name: Grand River
  • Zoning Description: RES

Building Details

  • Appliances: Dishwasher, Refrigerator, Stove, Water softener
  • BasementType: Full (Unfinished)
  • Basement Development: Unfinished
  • Bedrooms Main Level: 2
  • Constructed Date: 1857
  • Construction Style Attachment: Attached
  • Cooling: Central air conditioning
  • Exterior Finish: Stone
  • Fireplace Present: False
  • Fire Protection: Smoke Detectors
  • Foundation: Stone
  • Bathrooms (Total): 1
  • Heating: Forced air
  • Heating Fuel: Natural gas
  • Size Interior: 1158.0000
  • Stories Total: 1
  • Type: Apartment
  • Utility Water: Municipal water

Land Details

  • Access Type: Road access
  • Sewer: Municipal sewage system
  • Size Total: 0|under 1/2 acre
  • Surface Water: River/Stream

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Monthly Mortgage Payments

Thinking about purchasing 478 ST ANDREW Street E Unit# 207 -- lets calculate some payment options and see if owning this condo can become a reality.

  • Down Payment
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The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

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  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

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  • Mortgage Rate
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The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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