48 COURTNEY ST Fergus
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- Listed Since: November 14th 2019
A High End Home At An Entry Level Price! This Well Thought Out, Fully Detached, Foxglove Model Is Under A Year And Half Old And Is Located Just Minutes Away From All The Great Amenities Fergus Has To Offer. This Tastefully Upgraded Home Features Hardwood And Tile Finishes Throughout The Entire Main Floor, Glass In The Ensuite Shower And A Sliding Glass Door That Walks Out To A Wood Deck Overlooking The Yard.**** EXTRAS **** This Is Your Chance To Buy Into An Up And Coming Community. Central Vac Roughed In. Includes Washer, Dryer, Fridge, Stove, Dishwasher, All Electronic Fixtures & Window Coverings. Check Out Virtual Tour Link For More Photos And A Video Tour. (id:23309)
- Address: 48 COURTNEY ST
- Location: CENTRE WELLINGTON
- Ownership: FREEHOLD
- MLS: X4634521
|Laundry room||Main level||1.5 m x 1.5 m|
|Living room||Main level||8.06 m x 3.28 m|
|Dining room||Main level||2.94 m x 2.45 m|
|Kitchen||Main level||2.94 m x 3.35 m|
|Bedroom 3||Second level||3.42 m x 3.44 m|
|Bedroom 2||Second level||3.16 m x 3.46 m|
|Master bedroom||Second level||5.77 m x 4.65 m|
Monthly Mortgage Payments
Thinking about buying 48 COURTNEY ST -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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