550 James Street, Fergus
Up to 4 photos available.
- Listed Since: July 17th 2019
It's an absolute pleasure to represent Diamond Quality Homes in this unique setting on a mature Street. Located walking distance to the majestic Grand River, Cataract Trail, schools, parks & many shops & restaurants of historic downtown Fergus. Commuters will love the drive to Guelph, KW Brampton & 401. An exceptional builder with a reputation of quality, care & impeccable workmanship, you'll want to hear more about the steps taken to ensure that Buyers are thrilled & often become customers for life. Many features include a magnificent stone front. 9 ft ceilings on the main floor & 8 ft 2nd floor. Main floor has hardwood & over sized ceramic floors. Gourmet kitchen boasts quartz countertops, island, under counter lighting & amazing counter/cupboard space that will be the setting of memories to come. The adjoining great room is flooded in natural light & provides the perfect space to entertain. Main floor office/den is ideal for those working from home. Venture to the upper level & find 4 generous bedrooms. The master suite will spoil you with a large walk-in closet & luxury ensuite bath. Bedrooms 2 & 3 share a bath while the 4th bedroom has a convenient 4 piece ensuite, the dream of most teenagers. The lower level has plenty of storage in addition to a legal 1 bedroom accessory apartment. Ideal for inlaws or as a mortgage helper, this home will impress the most discerning Buyer. PHOTOS ARE NOT THE ACTUAL HOME BUT RECENTLY BUILT MODEL...call for info on additional models. (id:23309)
- Address: 550 JAMES STREET
- Location: FERGUS
- Ownership: FREEHOLD
- MLS: 30752535
|Kitchen||Basement||14' 2'' x 11' 0''|
|Living room||Basement||14' 2'' x 13' 9''|
|Bedroom||Basement||13' 0'' x 12' 5''|
|Dinette||Ground level||13' 0'' x 11' 0''|
|Office||Ground level||11' 8'' x 9' 6''|
|Great Room||Ground level||18' 0'' x 14' 6''|
|Kitchen||Ground level||13' 0'' x 13' 0''|
|Foyer||Ground level||11' 5'' x 7' 10''|
|2pc Bathroom||Ground level|
|5pc Ensuite bath||Second level|
|Bedroom||Second level||12' 0'' x 11' 6''|
|4pc Bathroom||Second level|
|Laundry room||Second level||8' 10'' x 6' 7''|
|Bedroom||Second level||14' 8'' x 13' 6''|
|Master bedroom||Second level||16' 8'' x 15' 0''|
|Bedroom||Second level||13' 0'' x 10' 6''|
Monthly Mortgage Payments
Thinking about buying 550 James Street -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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