599 WATT ST Fergus
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- Listed Since: February 16th 2020
This Immaculate Raised Bungalow Boasts A Spacious Master Bedroom Area Bright Eat-In Kitchen With Ample Storage, Walkout To Deck With Step Down To Large Treed Lot And Easy To Maintain Gardens. Features Newer Shingles And Skylight Installed In 2019, This Home Has Numerous Upgrades Including Flooring Throughout The Entire Home! Walking Distance To Area Schools And Local Amenities. Great Investment Opportunity! (id:23309)
- Address: 599 WATT ST
- Location: CENTRE WELLINGTON
- Ownership: FREEHOLD
- MLS: X4693666
|Office||Basement||3.81 m x 2.26 m|
|Living room||Basement||5.44 m x 3.23 m|
|Laundry room||Basement||2.72 m x 1.83 m|
|Kitchen||Basement||2.9 m x 2.79 m|
|Bedroom 3||Basement||3.61 m x 3.25 m|
|Living room||Main level||5.92 m x 3.25 m|
|Kitchen||Main level||6.81 m x 3.33 m|
|Bedroom 2||Main level||3.12 m x 3.35 m|
|Master bedroom||Main level||6.02 m x 4.09 m|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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