625 Union Street W, Fergus
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- Listed Since: August 7th 2018
Rarely have I had the opportunity to market such an amazing waterfront home & property. Idyllically perched on the banks of the Grand River, you're steps from some of North America's best fly fishing. A relaxing walk leads to the pubs & shops of historic downtown Fergus. Commuters are spoiled with the easy commute to Guelph, KW, Georgetown & 401. Surrounded by mature trees, the cedar sided home is modest from the street with impressive perennial gardens & landscape features. Enter & find towering ceilings & foyer flooded with natural light. Spacious bedroom & an office can easily serve as 3rd bedroom. A great family room overlooks the living room below. The attached double car garage will satisfy storage needs & work space. Venture to the lower level & prepare to be amazed with the view as the Grand River flows by your main floor. It almost feels as if you are watching a big screen through 2 huge sets of windows. Watch the ebbs and flows of the river, the ducks splashing away or the Falcons looking for a shore lunch. The living room features a gas fireplace for those cozy evenings & is open to large formal dining area suitable for those special meals. The kitchen features oak cabinets & massive island with granite counters that will spoil the gourmet chef. Master bedroom & ensuite bath are tucked away in privacy off the main living area. Several walkouts lead to 2 decks with spectacular river views & a rare find that will impress the most discerning Buyer. (id:23309)
- Address: 625 UNION STREET W
- Location: FERGUS
- Ownership: FREEHOLD
- MLS: 30677220
|Bedroom||Ground level||11' 3'' x 10' 8''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||13' 1'' x 11' 4''|
|Family room||Ground level||15' 4'' x 12' 1''|
|2pc Bathroom||Lower level|
|Kitchen||Lower level||19' 1'' x 15' 1''|
|Master bedroom||Lower level||18' 5'' x 17' 4''|
|4pc Ensuite bath||Lower level|
|Den||Lower level||15' 11'' x 13' 4''|
|Dining room||Lower level||13' 9'' x 11' 9''|
|Living room||Lower level||20' 0'' x 16' 11''|
|Laundry room||Lower level||14' 10'' x 9' 8''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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