630 ST ANDREW Street W, Fergus
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- Listed Since: May 15th 2019
Location Location!!! 3 bed 2 bath character home with lots of charm, steps from down town Fergus, Schools, Parks, Shopping and the Grand River! This beautiful carpet free home has original hardwood floors and ceilings, gas fireplace and cozy wood stove. Roof 2009, many new windows in 2009. All updated wiring and plumbing. Large 61 x 98 ft fully fenced mature yard with deck and perennial gardens. Attached 1.5 car garage with lots of space for vehicles and workshop. View virtual tour at: https://tours.visualadvantage.ca/397a7be0/nb/ Open House Tuesday May 21st 1030-12 and Sunday May 26th 2-4pm (id:23309)
- Address: 630 ST ANDREW STREET W
- Location: FERGUS
- Ownership: FREEHOLD
- MLS: 30735155
|Foyer||Ground level||6' 6'' x 6' 1''|
|Dining room||Ground level||10' 4'' x 10' 4''|
|Kitchen||Ground level||10' 10'' x 9' 6''|
|2pc Bathroom||Ground level|
|Other||Ground level||14' 4'' x 6' 6''|
|Living room||Ground level||14' 6'' x 13' 6''|
|4pc Bathroom||Second level|
|Bedroom||Second level||10' 2'' x 10' 2''|
|Master bedroom||Second level||23' 10'' x 11' 10''|
|Bedroom||Second level||15' 5'' x 10' 0''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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