945 Gzowski Street, Fergus
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- Listed Since: June 10th 2019
Something special, a well maintained bungalow first time on the market! Always wanted to sit on the front porch here is your chance. When you enter this home and head down the hallway it leads to an open concept living room with gas fireplace surrounded by custom windows and kitchen/eating area plus a side door to a deck and partially fenced backyard. This two bedroom + den, two bathroom home is awaiting your finishing touches in the basement. Located in the northend of Fergus. Come take a look for yourself! (id:23309)
- Address: 945 GZOWSKI STREET
- Location: CENTRE WELLINGTON
- Ownership: FREEHOLD
- MLS: 30743330
|Bedroom||Basement||11' 6'' x 11' 6''|
|Recreation room||Basement||17' 0'' x 18' 0''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||9' 1'' x 9' 0''|
|3pc Ensuite bath||Ground level|
|Master bedroom||Ground level||12' 0'' x 12' 0''|
|Dining room||Ground level||8' 0'' x 7' 0''|
|Living room||Ground level||13' 10'' x 19' 2''|
|Kitchen||Ground level||12' 0'' x 9' 1''|
|Foyer||Ground level||5' 4'' x 8' 0''|
|Den||Ground level||12' 1'' x 9' 1''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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