186 Brock Street Goderich
- Listed Since: March 23rd 2020
Excellent family sized 1.5 storey home. Large country style eat in kitchen, original hardwood flooring and trim, main floor two piece bathroom, formal dining area, spacious living room and bonus closed in bright sun porch. Upper level consists of great landing area, 3 bedrooms and 3 piece bath. Full partially finished basement (older panel), forced air gas heat, central air. There is a Detached single garage and fenced yard 52' x 104'. Located close to hospital area. (id:23309)
- Address: 186 BROCK STREET
- Location: GODERICH
- Ownership: FREEHOLD
- MLS: 30799489
|Laundry room||Basement||11' 0'' x 9' 0''|
|Dinette||Ground level||12' 0'' x 14' 0''|
|Kitchen||Ground level||15' 2'' x 10' 9''|
|Living room||Ground level||12' 0'' x 14' 0''|
|3pc Bathroom||Ground level|
|Sunroom||Ground level||12' 2'' x 6' 6''|
|Master bedroom||Second level||12' 2'' x 15' 2''|
|3pc Bathroom||Second level|
|Bedroom||Second level||12' 6'' x 13' 6''|
|Bedroom||Second level||9' 4'' x 12' 0''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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