Guelph Real Estate Market and Guide
Discover Guelph with our community guide. Get to know this friendly neighbourhood, stay updated on property prices and trends, and find helpful tips for making an informed choice. We also share neighbourhood vibes, school information, and what makes Guelph a unique community.
Whether you’re looking for open houses, exploring available mortgage options, or finding a local real estate agent, we are here to help you find not just a home, but a lavish lifestyle here in Guelph, Ontario.
Living in Guelph, Ontario
Newcomers to Guelph can find support through local resources and community programs designed to ease their transition. For example, the Guelph Newcomers’ Club offers monthly meetups and social events to help newcomers make friends and build connections.
A City with Character and Vision
Guelph is designed with sustainability, accessibility, and quality of life in mind. Picture taking a short walk from the University of Guelph, following tree-lined paths to a welcoming café filled with the smell of fresh coffee. A little further, you reach the riverfront, where the city’s natural beauty and urban life come together. Over time, Guelph has become a lively, diverse city with a clear sense of identity. The University of Guelph brings energy to the area, attracting students from across Canada and around the world, and helping to drive the city’s spirit of innovation.
Guelph preserves its history with its stone buildings and scenic downtown, while advancing progressive environmental policies, supporting local businesses, and fostering creative urban planning. The city values both tradition and growth.
Neighbourhood Vibes
Guelph's neighbourhoods each offer a distinct blend of charm and lifestyle, with their own unique character and vibrant atmosphere.
- Downtown is the heart of the city, featuring historic buildings, boutique shops, cafés, and cultural landmarks, making it perfect for those who want an urban, walkable lifestyle. As local café owner Maria Thompson describes, “Each morning, I see the streets come alive with chatter and the aroma of fresh pastries, as regulars and tourists mingle to create an atmosphere that’s both vibrant and welcoming.”
- St. Patrick’s Ward is a historic neighbourhood evolving with new developments, mixing old character and new energy.
- Exhibition Park and Riverside Park are family-friendly areas filled with green spaces, playgrounds, and easy access to trails.
- Waverley is known for parks and schools, ideal for families seeking a safe, established community.
- Kortright Hills is popular with families, offering spacious homes and proximity to nature.
- Old University is a well-situated neighbourhood close to the University of Guelph, perfect for students, faculty, and professionals alike.
- Clairfields, Kortright East and Kortright West are growing suburban neighbourhoods with modern amenities, schools, and shopping.
Guelph has a friendly and welcoming atmosphere. People connect at schools, markets, and cultural events, enjoying both a sense of community and the perks of city life. The Guelph Multicultural Society hosts cultural nights and language exchanges, helping everyone learn from each other.
Property Pulse
The housing market in Guelph offers historic stone homes, single-family houses in family suburbs, and modern townhomes and condominiums. This variety appeals to many buyers and renters. According to recent real estate data, the average sale price of a home in Guelph increased year-over-year, reflecting strong demand and a resilient market. These figures assure potential buyers of both value and long-term investment potential in Guelph’s vibrant community.
Guelph’s strong economy and excellent quality of life keep demand steady. Even though prices have gone up, the city is still more affordable than homes in Toronto. Guelph is a wise choice for those who want a walkable city without Toronto’s high costs.
Community Canvas
What makes Guelph special is its people. The city has a diverse population, which creates a rich social fabric. The local university contributes to Guelph’s vibrant character with its active student body and research-driven innovation.
Guelph is committed to sustainability and inclusivity, investing in green initiatives and waste reduction efforts. Recently, the city achieved a significant milestone by reducing its municipal carbon emissions. Additionally, Guelph’s waste diversion program has successfully increased recycling rates, making it a leader in zero-waste initiatives in Ontario.
Residents in Guelph are community-minded, often participating in local events, volunteering, and attending festivals.
What You’ll Love
Guelph has plenty of parks and green spaces, making it easy to enjoy the outdoors. People often go hiking, cycling, or have picnics, with Riverside and Exhibition Parks being local favourites. On weekends, families might bike along the riverside, stop for a picnic by the Speed River, and end the day at a lively food-truck event with music and great food. The Speed and Eramosa Rivers are also perfect for paddling and scenic walks, giving families lots of ways to spend time together outside.
Guelph’s arts and culture scene is vibrant. Live theatre, music festivals, and art shows abound, while markets and restaurants keep downtown lively. Foodies enjoy farm-to-table options and unique boutiques.
Families appreciate safe neighbourhoods, strong schools, and community programs. Additionally, the city offers access to a range of educational resources, including libraries and after-school programs, enabling families to make informed decisions about their children’s education.
Why Choose Guelph?
Choosing Guelph means finding a balance between city life and a close-knit community. The city offers modern amenities, a focus on sustainability, historic charm, and a lively, diverse population. Guelph is more than just a place to live; it’s a way of life.
If you are a homebuyer, Guelph provides excellent value and long-term opportunity. Whether you are looking for your first home, a place to raise a family, or a community to enjoy retirement, Guelph offers a welcoming environment, vibrant culture, and a way of life that is truly rewarding for many different types of residents.
What is the average home price in Guelph?
As of today, November 11th, the average home price in Guelph is $866,397.
Who is the best agent in Guelph?
The best real estate agent in Guelph really depends on what you’re looking for. There are many great agents and teams here who are known for their local knowledge, friendly approach, and strong negotiation skills. If you're looking for a local real estate representative, we can help connect you with an agent in the area.
Who is the best Moving Company in Guelph?
Moving between homes should be an enjoyable experience, not a stressful one. To make this move to Guelph seamless, choose a thorough residential moving service equipped to manage each phase of the moving process. Select a company that excels in meticulous packing using premium materials and secure transportation for your possessions. When evaluating these options, look for a moving company with strong client testimonials and recognized, award-winning service.
A moving company such as Macho Movers would be the ideal partner to help you make that move to Guelph. Book a moving appointment today.
Book a Moving Appointment
Schedule an appointment today to receive a quote to move you to your new home.
Please Note: Information you supply in the contact form will be kept fully confidential.
November 2025 Mortgage Report
Review this month's current mortgage rates and how they compare versus 6 months for fixed and variable rates with our quick reference Mortgage Rate Report.
Latest mortgage rates
| Rates | Nov 2025 | May 2025 (6 months) |
|---|---|---|
| 3 Year Fixed | 4.09% | 4.34% |
| 3 Year Variable | 4.05% | 4.50% |
| 5 Year Fixed | 3.89% | 4.04% |
| 5 Year Variable | 3.65% | 4.20% |
A mortgage is often a necessary part of buying a home, but it can be challenging to understand what you can afford. This calculator can help you estimate mortgage payment options based on the purchase price. To help you get started, we entered the average price of homes listed on the Guelph real estate market.
| Purchase Price | $866,397 |
| The purchase price dictates how much to borrow. Enter the price of the home you are interested in buying to determine your estimate monthly payments. | |
| Down Payment | $43,320 (at 5% down) |
| The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance. | |
| Mortgage Insurance | $29,631 |
| Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount. | |
| Mortgage Amount | $852,708 |
| The price of your new home, less the down payment, plus mortgage insurance, if applicable. | |
| Mortgage Rate | 4.09% |
| The rate of interest you will pay on the outstanding balance of your mortgage. | |
| Mortgage Type | 3 Year Fixed |
| The mortgage type includes the term of the mortgage, between 1 and 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals. | |
| $4,370 (monthly) | |
| $2,015 (biweekly) | |
| $2,185 (accelerated) | |
Found a house on MoveMeTo.com that you like? Use our mortgage calculator to determine a mortgage payment option and affordability with the latest mortgage rates to determine the right type of mortgage for you.
We want to help you with moving to Guelph Ontario. Contact our preferred mortgage experts to work with an agent on a personalized mortgage solution with a guaranteed low Mortgage Rate from the get-go with nesto!
Guelph Open Houses
As a potential buyer, an open house opens the door to help you make an informed decision about a property before making an offer. Check below for properties with open houses currently listed on the MLS® market in Guelph.
- 89 DAVIS STREET Saturday, November 15th at 1:00 PM to 3:00 PM
- 208 - 1882 GORDON STREET Wednesday, November 12th at 3:00 PM to 6:00 PM
- 27 ELM Street Sunday, November 16th at 2:00 PM to 4:00 PM
- 209 - 1882 GORDON STREET Wednesday, November 12th at 3:00 PM to 6:00 PM
- 401 - 281 BRISTOL STREET Sunday, November 16th at 2:00 PM to 4:00 PM
- 34 SOUTHCREEK TRAIL Sunday, November 16th at 2:00 PM to 4:00 PM
For further benefits of visiting an Open house if you are a buyer or hosting an open house if you are a seller. Check out our questions & answers for buyers and sellers.
Open House Questions and Answers
What are the benefits of visiting an Open House as a home buyer?
They allow you to preview properties in person before putting in an offer. They will enable you to gain neighbourhood insights by talking with nearby neighbours. They allow you to ask the listing agent about the current market trends for that neighbourhood and find out details such as upgrade options and needed renovations. They also allow you to feel less anxious and overwhelmed when you put in an offer.
What are the benefits of having an Open House as a home seller?
They allow you to increase the visibility of your home and shorten its time on the market. They allow you to attract additional buyers who may be early in the home-buying process. They allow you to set your house apart from the other listings within the same price range. They also allow you to make it easier on buyers unsure if your home or neighbourhood fits their needs.
For more information on buying and selling real estate in Ontario. Check out our Buyer and Seller Guides.
Start your Guelph Home Search the right way with these Four Search Options
At MoveMeTo.com you can personalize your search results to fit you. Narrow down quickly and efficiently the properties that you are interested in by using one of these search options.
Search Homes Near Me
Are you in the Guelph area right now? Click on the map to browse available properties in Guelph near your current GPS location. Personalize your distance between 2KM and 20KM to allow you to narrow in on what is available right now near you. Search Near Me Now.
Search Types of Properties in Guelph
Have a specific type of property in mind? Check out listings within Guelph by property type. Find condos, single-family homes, farms, waterfront properties and more with our Property Type Search.
Search Latest Properties on the Market
Discover homes and condos as they get added to the real estate market by exploring MLS® listings published within the last fourteen or thirty days. Don't miss out on grabbing the best properties in Guelph.
Search Nearby Communities
Are you exploring your options on where to buy and not set on an exact community or neighbourhood? To expand your search for properties, check out one of these nearby communities.
Helping you find the Best Real Estate Agent to work with in Guelph Ontario
Buying and selling real estate can be a long and sometimes stressful process. However, with the best REALTOR® on hand to help, you can ensure the process is much simpler to navigate. So let us help you find the best qualified REALTOR® with expert knowledge of Guelph, Ontario, to guide you through the real estate market to make buying and selling easier.


