10 AJAX Street Unit# 402 Guelph
$335,000
Whether you're a first time buyer, investor, or an empty nester, there's no excuses to miss out on this opportunity. One of the most affordable properties on the Guelph market today is now looking for its new owner. This well maintained, 2 bedroom condo offers an updated kitchen and bathroom. The beauty of these older condos is that you get so much more space. Close to many amenities, public transit, and the Hanlon. Mortgage rates are at all time lows and the price is great so I don't know what else can be possibly holding you back! (id:25417)
- 2 Bedrooms
- 1 Bathrooms
- $1,083 / month (estimated mortgage)
- Listing ID: 40058573
- Listed On: JANUARY 21ST 2021
- Address: 10 AJAX STREET UNIT# 402
- Location: GUELPH
- Postal Code: N1H 7N6
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Silvercreek Pky
| Rooms | Levels | Dimensions |
|---|---|---|
| Den | Main level | 9'09'' x 9'06'' |
| Bedroom | Main level | 10'06'' x 9'01'' |
| 4pc Bathroom | Main level | |
| Primary Bedroom | Main level | 16'03'' x 10'00'' |
| Kitchen | Main level | 8'06'' x 7'06'' |
| Dining room | Main level | 11'04'' x 8'10'' |
| Living room | Main level | 20'05'' x 11'04'' |
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Monthly Mortgage Payments
Thinking about purchasing 10 AJAX Street Unit# 402 -- lets calculate some payment options and see if owning this condo can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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