44 CARDIGAN Street Guelph

44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
  • 44 CARDIGAN Street
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Prime downtown home fully rented on a huge lot (70 by 171 feet deep) & almost a 1/4 acre in size. Flexible zoning that includes future mid to high rise residential 'infill' development potential. This prime downtown property has D2 zoning which will allow for an apartment building , multiple attached dwelling, lodging house, or medical, lawyer, psychotherapists' office just to name a few options. There is an ACCESSIBLE RAMP and bathroom on the main floor and the home is rented with residential leases hence taxed at a much more affordable residential tax rate. Its close proximity to eminent downtown developments including the approved $1/2BILLION Baker Street Development (including New Public Library) and others that continue to hit the horizons ; huge downtown lots like this one have become fewer and harder to find. To the right buyer who is truly on the pulse of what is going on in downtown Guelph, opportunity is truly knocking loudly here. -- (id:25417)

  • 4 Bedrooms
  • 2 Bathrooms
  • 1,290 Square Feet
  • $2,891 / month (estimated mortgage)
  • Listing ID: 40171195
  • Listed On: OCTOBER 14TH 2021
  • Address: 44 CARDIGAN STREET
  • Location: GUELPH
  • Postal Code: N1H 3Z4

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Woolwich St

LoftSecond level15'8'' x 11'6''
BedroomBasement11'0'' x 10'0''
Bonus RoomLower level10' x 10'
Recreation roomLower level13' x 8'7''
4pc BathroomLower levelMeasurements not available
BedroomMain level11'2'' x 10'0''
BedroomMain level11'2'' x 10'0''
Primary BedroomMain level13'9'' x 11'2''
Living roomMain level14'2'' x 11'4''
KitchenMain level21'1'' x 10'9''
Full bathroomMain levelMeasurements not available

Additional Details

  • Amenities Nearby: Hospital, Park, Place of Worship, Public Transit, Shopping
  • Community Features: Quiet Area, Community Centre
  • Features: Park/reserve, Paved driveway
  • Property Type: Single Family
  • Ownership Type: Freehold
  • Parking Spaces: 5
  • Zoning Description: D.2

Building Details

  • Appliances: Dryer, Refrigerator, Stove, Washer
  • BasementType: Full (Finished)
  • Basement Development: Finished
  • Bedrooms Main Level: 3
  • Bedrooms Lower Level: 1
  • Constructed Material: Wood frame
  • Construction Style Attachment: Detached
  • Cooling: Central air conditioning
  • Exterior Finish: Stucco, Wood
  • Fireplace Present: False
  • Foundation: Poured Concrete
  • Bathrooms (Total): 2
  • Heating: Forced air
  • Size Interior: 1290.0000
  • Stories Total: 1.5
  • Type: House
  • Utility Water: Municipal water

Land Details

  • Amenities: Hospital, Park, Place of Worship, Public Transit, Shopping
  • Sewer: Municipal sewage system
  • Size Depth: 171 ft
  • Size Frontage: 67 ft
  • Size Irregular: 0.21
  • Size Total: 0.21 ac|under 1/2 acre


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  • Down Payment

The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

  • Mortgage Rate

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  • Mortgage Type

The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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