192 2ND AVENUE Hanover
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- Listed Since: October 21st 2019
Tons of Potential for you and your extended family! This large brick bungalow is located in a very desirable neighbourhood on a 240' ravine lot. Features include kitchen with patio doors leading to deck, living room & dining room, family room, mainfloor laundry, 3 bedrooms upstairs, master with ensuite, 2 additional bathrooms, 2 bedrooms & office downstairs, rec. room with walk-out to backyard, separate kitchen & laundry downstairs. The lower level is completely set up for a basement suite or home-based business. The furnace, central A/C and roof have been replaced. (id:23309)
- Address: 192 2ND AVENUE
- Location: HANOVER
- Ownership: FREEHOLD
- MLS: 228788
|Office||Basement||22' x 13'|
|Recreation room||Basement||38' x 16'|
|Bedroom||Basement||12' x 13' 6''|
|Bedroom||Basement||10' x 14'|
|Family room||Ground level||23' x 12' 6''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||10' x 11' 6''|
|Bedroom||Ground level||12' x 15'|
|4pc Ensuite bath||Ground level|
|Master bedroom||Ground level||12' x 15'|
|Foyer||Ground level||9' x 11' 6''|
|Dining room||Ground level||11' 6'' x 11' 6''|
|Kitchen||Ground level||19' x 11' 6''|
|Living room||Ground level||17' 6'' x 15'|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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