277 13TH AVENUE A Hanover
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- Listed Since: March 19th 2020
Looking for a spacious yard in town? This bungalow is situated in a quiet neighborhood on a 75 x 300 lot, not far to schools, parks or shopping. Main floor has a modern galley kitchen with new flooring, living room currently being used as the dining room, family room leading to the patio, 4 pc bath and 3 bedrooms. The basement offers a 3 pc bath, laundry, rec room with gas fireplace & bonus room (currently used as a bedroom). Single car garage attached. Beautifully private treed lot with many relaxing areas. Realtors: please check Documents Tab re: Covid 19. (id:23309)
- Address: 277 13TH AVENUE A
- Location: HANOVER
- Ownership: FREEHOLD
- MLS: 251843
|Kitchen||Ground level||8' 10'' x 17' 3''|
|Bedroom||Ground level||12' 2'' x 10' 9''|
|Bedroom||Ground level||8' 5'' x 10' 8''|
|Bedroom||Ground level||12' 2'' x 9' 2''|
|4pc Bathroom||Ground level||8' 4'' x 5' 2''|
|Living room||Ground level||12' 2'' x 15' 10''|
|Family room||Ground level||15' 4'' x 11'|
|Recreation room||Lower level||27' 11'' x 11' 5''|
|Other||Lower level||11' 5'' x 7' 4''|
|Storage||Lower level||20' 2'' x 11' 7''|
|3pc Bathroom||Lower level||5' 2'' x 9' 2''|
|Laundry room||Lower level||10' 2'' x 8'|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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