437 11TH Avenue, Hanover
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Beautiful 2.5 story brick home located close to downtown, schools, and shopping. Featuring 4 bedrooms, 2.5 baths, main floor living room, dining room, open foyer, den/office, and a large eat-in kitchen leading downstairs to the rec room and outside to your private fenced backyard. There you will find an awesome deck overlooking the 24' round aboveground pool and large storage shed (10' x 20'). Nicely landscaped lot, concrete driveway and covered front porch (26' x 6'6). Updates include a new roof (2015), gas furnace (2015), wiring (2014), 4pc bath completely redone (2016), soffit and facia (2013). Don't let the cat out.
- Address: 437 11TH AVENUE
- Nearest Town or City: Hanover
- Ownership Type: Freehold
|Recreational, Games room||Lower level||27'X12'|
|Bath (# pieces 1-6)||Main level||2PC|
|Dining room||Main level||15X12'8|
|Kitchen||Main level||16X15 IRREG|
|Living room||Main level||15X12|
|Other||Main level||26X6'6 PORCH|
|Master bedroom||Second level||11X15|
|Bath (# pieces 1-6)||Second level||4PC|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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